Balance Sheet
As of Jul 2026 · Compared with Jun 2026
UnpackFi summary
As of Jul 2026 you own $598,400 of things, owe $343,500, and the business is worth $254,900 on paper.
You hold $258,800 of cash and near-cash against $84,500 of bills due within a year — about 3.1 to 1.
You owe $1.35 for every $1 of business net worth.
Net worth fell $6,600 (2.5%) since the month before.
High confidence. Assets, liabilities and equity all come from figures you supplied.
What you own — cash and near-cash
| Line | Amount | Change |
|---|---|---|
Cash in the bank Operating and reserve accounts. | $188,400 | -2.2% |
Money customers owe you Invoices sent but not yet paid. | $48,800 | -4.3% |
Materials on hand Paint and supplies in the shop. | $16,400 | -0.6% |
Prepaid insurance & subscriptions | $5,200 | -5.5% |
Total cash and near-cash | $258,800 | — |
What you own — longer term
| Line | Amount | Change |
|---|---|---|
Equipment Sprayers, lifts, tools. | $268,000 | +0.0% |
Vehicles Trucks and trailers. | $214,000 | +0.0% |
Accumulated depreciation Wear already written down. | -$154,800 | +1.2% |
Security deposits | $12,400 | +0.0% |
Total everything you own | $598,400 | — |
What you owe soon
| Line | Amount | Change |
|---|---|---|
Bills you owe suppliers | $22,500 | -0.4% |
Payroll & taxes due | $13,400 | +6.3% |
Credit cards & sales tax | $7,000 | -4.1% |
Loan payments due this year | $41,600 | +0.0% |
Total due within a year | $84,500 | — |
What you owe later
| Line | Amount | Change |
|---|---|---|
Equipment & operating loan | $167,600 | -0.8% |
Vehicle notes | $91,400 | -1.2% |
Total everything you owe | $343,500 | — |
What's left over
| Line | Amount | Change |
|---|---|---|
Owner investment Money you put into the business. | $60,000 | +0.0% |
Retained earnings Profit kept in the business over the years. | $194,900 | -3.3% |
Business net worth | $254,900 | — |
What it tells you
| Line | Amount |
|---|---|
Can you cover near-term bills? Cash and near-cash divided by what's due within a year. | 3.06x |
Debt against net worth What you owe for every dollar of business net worth. | 1.35x |
Sample data — this report uses UnpackFi's demo business. UnpackFi is a financial understanding tool, not an accounting, audit, tax or advisory service. Figures are unaudited and may be incomplete. Confirm anything you file or borrow against with your accountant.